Where Can I Find Some Family Budget Spreadsheets?

Posted on December 10, 2019 Written by 1 Comment

Where can I find some family budget spreadsheetsQuestion by EmpoweredAndEnjoyingIt: Where can I find some family budget spreadsheets?
I want to make a budget spreadsheets for me and my family. I been trying to make one for the last couple years. We have some debts we wanna pay off and a financial goal. thanks for your time.

Best answer:

Answer by Jack
Right on your computer. family budget spreadsheets for excel, Google doc, Microsoft spreadsheet. Use some accounting tools, like assets, liabilities, and owner’s equity. Then break it down from there.

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What hotel is best for a Holiday World visit?

Posted on December 8, 2019 Written by Leave a Comment

Question by ginarene71: What hotel is best for a Holiday World visit?

Holiday WorldI am researching Indiana hotels in the Santa Claus area. Any opinions or past experience would be great. Taking 8 and 13 year old daughters. Modest family budget.
Thanks topaz, I’ve always had good experiences with hol inn exp. It’s either that or lake rudolph campground rv
Thanks topaz, I;ve always had a good experience woth hol inn exp. It’s either that or lake rudolph campground rv

Best answer:

Answer by Topaz C
I would suggest the Holiday World Inn Express in Tell City
It has a hot free continental breakfast in the morning, free high speed wireless internet, an indoor pool, and is only 19 miles from Holiday World and Splashing Safari. They have been renovating and the rooms are fresh and new! Rates run from $ 110 to $ 130 (depending on room type) on the weekends, weekday rates are probably lower. You can call 1-800-465-4329 for reservations, or call their direct line at 1(812)547-0800.

And in case you were wondering, I do work for a hotel, but not this one 😉

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How do you Buy a Video Camera? What should I look for in it?

Posted on December 5, 2019 Written by Leave a Comment

Question by .: How do you buy a video camera? What should I look for in it?

Will use it for home videos.

video camera

Budget is 500.00

Should I get the memory or the disc?

I really don’t know, last time I bought one video camera. It was 7 years ago, and there’s so many to choose from now and so many features. video camera options are very confusing, I need help, I don’t want to waste my money.

Thank You Community!

Best answer:

Answer by iridflare
“Home videos” covers a lot of possibilities! I still prefer MiniDV to either hard drive or semiconductor memory. DVD is a complete waste of money! You bought a camcorder 7 years ago – if you could say what’s wrong with it (I’m assuming it still works) we could give you more advice.

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What is a better idea:CFA or certificate course in financial analysis at a reputed university? pick one & why?

Posted on November 24, 2019 Written by 1 Comment

Question by rocky boy: What is a better idea:CFA or certificate course in financial analysis at a reputed university? pick one & why?

CFAI have an MBA from an OK university…I can spare money for only one of the options…I am looking to get into equity research and i do not have any experience in that field although i do have work experience as a financial analyst (budgeting,forecasting )but looking to switch careers
I have an MBA from an OK university…I can spare money for only one of the options….the certificate course i am looking at is from NYU…I am looking to get into equity research and i do not have any experience in that field although i do have work experience as a financial analyst (budgeting,forecasting )but looking to switch careers

Best answer:

Answer by Andrew S
Do you need either if you have an MBA? The CFA is mostly on fundamental/ratio analysis, valuation, modern portfolio theory, economics, etc – all the things an decent b-school should teach you.
I was going to take the Level 1 CFA exam but when I started studying it was all stuff I took in b-school.

Skip ’em both. Buy Benjamin Graham’s “Security Analysis, the 1940 Edition” and maybe one of the CFA/AIMR books on equity valuation. Read the Graham book cover to cover.

Also, if you want to get into equity research your best bet is most likely the career center at your b-school. My b-school isn’t in the top 50 but I still got interviews at DB, Bear, Manning-Napier, Cerberus, etc.
And I know about as many un- or underemployed CFA as I do MBA’s, who aren’t getting the job or jobs they want. I’d spend your time networking, networking w/ your school’s alumni, and calling up any connections you have in asset mgt or IB.
Also, try Doostang, Vault, The Ladders, and Glocap (all websites), the Ladders being your best bet. Normally online job apps are a waste but the above got me a few leads & interviews in IB & asset management.
Hope this helps – bon chance.

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When you purchased your first home, how did you know that home was the “one” you wanted?

Posted on November 20, 2019 Written by 4 Comments

Question by Christy: When you purchased your first home, how did you know that home was the “one” you wanted?

I am currently working with a real estate agent in looking for my first home. My budget is tight because I’m only 19 years old but I am looking for a townhome in my area.

I am actually coming up with a lot of choices, and it’s so hard to filter through them all without getting too excited and wanting to jump at certain oppurtunities.

When you purchased your first home, did you just “know” that was the one you wanted to buy? How did you know? Did it just stick out in your mind?

When you purchased your first home – Best answer:

Answer by loach
you’ll know by the way you feel in the house. it will feel natural and you’ll know that it’s home. that’s how we picked our house and we still love it!

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Looking For A Very Simple Home Budget Planner?

Posted on November 16, 2019 Written by 1 Comment

Question by Joanne: Looking for a very simple home budget planner?
Home Budget PlannerCan anyone recommend a very simple easy to use home budget planner that I could download and use free of charge?how to make a home budget planner? Nothing fancy or to dramatic, just enough to keep track of monthly income and monthly expenses?

Best answer:

Answer by Nikki B
if you have office you can setup a monthly budget in excell using a spread sheet.

What do you think? Answer below!

How can I work from home?I have 8 month old daughter and would like to earn some extra cash. What can I do?

Posted on November 14, 2019 Written by 7 Comments

Question by joanka: How can I work from home?I have 8 month old daughter and would like to earn some extra cash. What can I do?

I am computer literate. I have tried doing Avon but i am not sales type of person I would like to help with a home budget but dont know how Best answer: Answer by Mary Smith You need to be really careful if you want to work from home as there are lots of scams. Basically if a company is asking you for money before they will let you have any work, don’t touch them. There are lots of companies out there who will let you advertise yourself for free and also list jobs which you can bid on. They are really easy to use. Remember it should be the company paying you for work, not you paying the company. Know better? Leave your own answer in the comments!

What is The Best Budgeting or Debt Reduction Tool?

Posted on November 13, 2019 Written by 1 Comment

Question by onehundredproofer: What is the best budgeting or debt reduction tool?

Has anybody had experience with an at debt reduction tool that has really helped? I already have my credit cards in a debt consolidation program, but I need to figure out a successful home budget that is easy to stick to – you know, just like a diet 🙂 ha ha :)what is the best budgeting or debt reduction tool?

Best answer:

Answer by topguntony
Contact Consumer Credit Counceling,this is a government program.They will help.

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Q&A: What is the easiest way to maintain a personal financial budget?

Posted on November 12, 2019 Written by 1 Comment

Planning Your Personal Financial Budget

Question by kris76: What is the easiest way to maintain a personal financial budget?
I have a problem keeping a financial budget for myself, and get into wasteful spending practices quite often. I earn decent money, and have money saved up, but realize that I could be doing better financially if I was a little more disciplined, and stopped buying things on impulse or wasting money on things I dont really need(ex. daily Starbucks). I have made budgets in the past, but usually don’t stick with them. I was just wondering if anyone had any tips on maintaining a financial budget, that is easy to adhere to? Thanks.

Best answer:

Answer by Judy
You need a software package called Microsoft Money.
You might be able to find an old version for free on the net.

It will show you pie charts and graphs on where your money is going.
I trying to save 5% more this year.

The best part, it keeps track of my checking account balance. Most people don’t do that – they just look online. You can set up reminders of when bills are due.

Another best part – it lets you set up a financial budget – I don’t do that part – since I’m more focused on a savings goal. Some people are budget oriented, I’m savings oriented.
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What do you think? Answer below!

Q&A: Someone Know if There is a Guide or Laws for Software Licensing Acquisition and Handling?

Posted on November 7, 2019 Written by 1 Comment

Question by Marcos P: Someone know if there is a guide or laws for software licensing acquisition and handling?

I own a software for Financial, Human Resource, Budget management and the manufacturer is invoicing me for applications of the software that never had been implemented, nor used. So I want to renegotiate the invoiced so it only include the licenses of the modules in used.

Best answer:

Answer by Mike
It depends on the license that you purchase. For example, if I purchase Microsoft Office, and I use everything except for Access, I still purchased it as a suite.

If each module that you need requires an individual license, or code, or dongle, or whatever it is that your provider uses, then yes you can probably re-negotiate that when your contract comes up.

If the software package was purchased as a suite, then you might be able to negotiate a lower support cost. Indicate to your provider that you don’t believe you should pay the same for support when you are only requesting support for part of the package.

You are the buyer – negotiate a lower rate based on your logic and look for a competitive bid. Make sure your current provider knows that you are in a selection process and would like a bid from them as well – bringing up your points above to remind them that you believe you are paying too much.

Someone else just pointed out that you are stuck in a contract. That’s true – I was assuming that you were getting a new contract. If you signed a contract, it’s pretty much too late. Sometimes you can re-negotiate, but they probably didn’t break any laws since you should have seen what you would be paying and the terms before signing.

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