Strategies To Save Money – Financial Strategies
You are probably familiar with many save money and financial strategies, but there is always more you can do to save your hard-earned cash. Following are some ideas that you may not have considered.
Buy a freezer and stock up on meats and other perishables when they are on sale.This can save money over time you a great deal. In addition to meats, you can stock up on seafood, frozen vegetables and ice cream when they are on sale. You may even want to buy or grow your own fresh fruits and vegetables and freeze them.
When the latest books, DVDs and magazines come out, instead of heading to the store, borrow them from your local library. This saves you from spending the money on purchasing a book, DVD or magazine that you are likely to read or view once, and then watch it gather dust on your shelf. Most libraries can get just about any book you want, even if they have to obtain it from another library within their network.
Ways To Save Big Money
Cars are a major expense that is often a necessity. But if you live in a city that has great public transportation, you may be able to get along very well without a car. Subways, trains and buses that run regularly on a variety of routes can probably take you almost anywhere you need to go. If you need a car to travel out of the area, you can always rent one for a short time. This strategy can you big save money, between the cost of the car itself, gasoline, insurance and maintenance. Certainly you will have to spend money on fares, but that is sure to be much less expensive than what you will spend to buy, operate and maintain a car.
At one time, water bills were very low and not something to worry about. These days, however, water bills have risen, and it is wise to economize on water usage. One thing to try is to put a plastic bottle filled with water in your toilet tank. Doing so leaves less room for water that flows into the tank, so you will use less water each time you flush. Also, make sure to fix any leaky faucets, as each drip is the sound of your money going down the drain.
Never buy anything at list price. There is almost always room for negotiation, so always try that tactic before you buy. If the sales person does not seem able to negotiate, ask to speak to a manager. You are often likely to be rewarded with a discount. If not, you can always go elsewhere and try this strategy.
Find out how to formulate your own household cleaners. Laundry detergents and softeners, dish detergents and general household cleaners can be quite costly. They can also contain ingredients that may be harmful when inhaled or when touched. Make your own non-toxic, eco-friendly products. You can find instructions on the Internet, or look on some of the containers for ideas. White vinegar and baking soda are two relatively inexpensive items that can be used for cleaning in a variety of situations.
If you have a smartphone, use it to compare prices on anything you want to buy. No longer must you traipse from one store to another in search of the best deal. There are a number of apps than can help you find the best price on just about anything, and you can save a bundle.
Becoming wealthy is more dependent on how much you save than it is on how much you earn. Regardless of your income, there are many things you can do to save money.
